experience is across various businesses, products
and markets. APASAN will leverage its best advanced
analytics and management expertise of more than 150
years of combined team experience and dedicated professionals
who have served more than 50 clients across all relevant
industries and geographies.
strategic importance of our client’s initiative,
the nature of the work involved, and the breadth
and depth of skills
and experience required to deliver, we will mobilize
an experienced team of analytic resources.
Few sample experiences in brief
are shown below:
Mortgages & Repurchase
- Built systems for most of the top
10 Mortgage Originators for Quality Scoring,TPO
Back, Next Generation Risk-based Pricing,
Operating Reserve Diagnostic, Repurchase Statistical
Queuing, FHA Uninsured Statistical Profiling,
Document Repair, Critical Timeline Process
Delivery, Copy Package Workflow Optimization,
MI Delegation Error Mapping, MI Delegation
Appraisal E&O Analytical Claim Targeting, NOO
Identity & OCC Dispute Targeting, and
Delegated U/W Statistical Profiling.
Model Development and Validation Experience:
- Top Commercial Bank – Performed
in-depth risk assessment, generated gap analysis
reports that were shared with the board of
directors, built loss forecasting framework
and models, validated and approved by regulators.
Top Retail Bank – Built & implemented
Basel compliance models, economic capital models,
risk-based pricing, profitability and attrition
models, and data requirements for all consumer
Consumer Finance company - Profitable Growth
and Cross Sell strategies for consumer products
across all channels while maintaining an optimal
balance of risk.
Leading Small Business Lender - Launched
super prime small business credit card.
policies and customer management techniques.
Insurance Provider – Launched
credit card and other lending products.
Conducted customer segmentation, developed
and implemented customer centric business
- World’s Largest
Credit Card Issuer - Launched credit products
targeting the Asian
Indian population in the US.
- Private Consulting
Firm - Built consumer credit card practice.
Risk Management Experience:
- Large Bank – Built an Economic
Capital Framework across
all retail products and all risk types – credit,
liquidity, market, business, interest rate
- Large Consumer Finance
Company – Built
and implemented Loss forecasting and customer
profitability strategy & predictive models
for all consumer and small business products.
Established a formalized risk frame-work
process to effectively communicate key risk
to executive management.
- Top Retail Bank - -Built
risk policies for consumer, commercial, small business,
and credit card products.